The problem with bankers...

They have tonnes of money to offer when you don't need it, and none when you need it the most. For long we've heard complaints that Goa's credit-deposit ratio is simply too low. For every hundred rupees banked, less than thirty is lent out. Meaning, Goa's poor levels of entrepreneurship gets even more badly depressed! Check this link on Google.com for posts related to Goa's C-D ratio. Dunno if NRIs (non-resident Indians) really need loans to build homes. Anyway, the State Bank of India, the other day, handed out a brochure saying that just this is on offer. What a waste? Anyway, to check the SBI sites visit StateBankofIndia.com or Sbi.co.in or even Onlinesbi.co.in. Caution: for some reason, the last mentioned site doesn't seem to be working at the time of writing.